Our Campaigns
Learn about our current campaigns below:
Policy:
Our Idea: Keep the Insurance Age Ratio at 5:1 to Help Young Adults
Today, young adults in almost all states can get age-related discounts on their health insurance premiums. These discounts reflect young adults’ lower chance of needing costly medical care. However, two bills being debated in Congress would restrict these discounts by limiting the how much less a young person’s premium can be in relation to older adults. The proposed bills limit the ratio to a ratio of 2:1. This means an 18-year-old’s premium could never be less than half of a 64-year-old’s premium – a major departure from current state regulations that often allow younger individuals to pay just one-fifth of the premium charged to older people in the same health plan.
Our idea: Insuring Millions of Young Adults Could Potentially Save the Government Billions
In these tough economic times, the only thing more difficult for young adults than getting a job is finding one that offers health insurance. Unable to a secure a job that provides coverage, millions of young adults find themselves ineligible for Medicaid and incapable of affording private insurance, leaving them vulnerable to tremendous financial and health risks. Our goal with this campaign is to extend health coverage to millions of young adults, while at the same time potentially saving the government billions.
Health Challenge:
Survival Guide: Learn to Navigate the Health Care System
If you are like us, you are probably wondering why the healthcare system seems so complex and hard to understand. We often times find ourselves asking what you would think are simple questions. Questions like -- How do I know what type of health insurance should I buy? How do I find a primary care doctor? How do I know if I am paying a fair price for healthcare services? How do I understand a healthcare bill? These are the same types of questions that we find ourselves asking each day. In health care these questions are not simple or easy to find the answer.